Credit Repair

Credit Repair Done Right.

Just because you have bad credit today, doesn't mean it's forever. We work with you to fix your credit, improve your credit score, remove negative items from your credit report, and educate you on the credit scoring process. If you're ready to start   fixing your credit score today, then we're ready to get to work for you.


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Fix My Credit

Your credit score impacts so many areas of your life: buying a car, buying a house, getting a job, having better insurance rates, and so much more. Sometimes unforeseen circumstances arise that may cause you to get behind on payments and then suddenly your credit score is ruined.


That's where we come in. We will work hard to challenge, dispute, and have negative items removed from your credit score from all three reporting bureaus (Experian, Transunion, Equifax).


The longer you delay the worse you credit can get. Click the button below and let's get started!

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Credit Repair Education

What do the numbers on my score mean?

It's about more than just fixing your credit score quickly. We want to make sure you become knowledgeable about the credit reporting process and how it impacts you. Many people have the same questions: What is a good credit score? How can I fix my credit fast? How long does it take to improve my credit score? What is credit reporting? 

 

We understand it can be confusing, so we are here to help you every step of the way. Scroll down and check out some Frequently Asked Questions we here, then contact us today and let us get you started on the road to credit score recovery. 

A few things you should know when it comes to credit score...

  • What is a credit score?

    By definition, Aacredit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. 

  • What is considered good credit?

    Good credit is something that everyone is after. Any credit score below 670 is not good, and there is a huge difference between Good and Fair credit (especially in terms of interest rates). Even this minor difference between Good and Fair can impace you thousands of dollars on an auto or home lone. 

  • How long does credit repair take?

    There is no one size fits all time period. The truth is it depends on many factors that need to be considered. For example: How many negative irems are on your credit report? Are their bankruptcies or charge-offs? What is the age and amount of the debt...and other factors. 

    We look at each person uniquely, because each person's challenges are unique. 

    First things first is we have to obtain your credit file and review all the items on there and then determine the best course of action to get you back to credit propserity. 

  • What determines my credit score?

    Your credit score is reported to the credit bureaus (Equifax, Transunion, and Experian). Things that affect your credit score are: Debt to income ration, amount of credit, age of credit history, late payments or missed payments, bankruptcy, and more. All these factors are accounted into an algorithem that prodices your FICO score, or credit score. 

  • What is a FICO score?

    By definition, a FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. 

  • How do I dispute items on my credit report?

    By law you are able to dispute any claims on your credit report that you believe to be in error. It could be the amount reported is wrong, or that you never had the debt they (the credit bureaus) are reporting. A written or online dispute form is created and the bureaus have a set amount of time to either verify (keep the negative item) or remove. If a response if not given in a timely manner then the item must be removed. Sometimes this can take multiple letters and attempts.

    We help you every step of the way of this length process.

How can I Repair My Score?

There are any ways to begin to improve your credit and we work with you every step of the way to maximize the improvement. Factors that can improve your credit can be paying down or paying off high interest cards or loans, improving your debt to income ration, disputing and removing negative items from your report, and paying your bills on time.


 

You're not in this alone and our credit repair program can help get the financial freedom and credit score improvement you need.

Pricing Plans

Individuals

$159 Start-Up and $99 Per Month

Billed Month to Month

Six Months Commitment Needed

Get Started

Married Couples

$199 Start-Up and $149 Per Month

Billed Month to Month
Six Months Commitment Needed
Get Started

Professional & Affordable Credit Repair Services

Our goal is to build long term, client focused relationships. We take the time to know and understand your individual and business financial needs, delivering personalized service that will help you achieve your goals. 


We offer a virtual, nationwide service with credit repair experts, each with 20 plus years of experience, who are ready to assist you with any credit repair needs.

Book a Free Consultation

Contact info

Text "YOKE" to 210-980-0355       wecare@yoketax.com

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